- #Home inventory service full
- #Home inventory service professional
Verifies the condition of your assets before moving or placing them in storage in case of loss or damage.Results in a higher appraisal for your home, since it documents and provides proof of home improvement projects which add value to your home.
Actual cash value is a lower amount that consists of replacement cost less depreciation. Allows an evaluation on whether to insure your property and contents at “replacement cost” or “actual cash value.” Replacement cost is the amount it takes to replace or repair your home and possessions with materials of similar quality.
#Home inventory service full
You can then decide to purchase additional coverage (known as a “rider”) to insure items for their full value.
Identifies items - such as jewelry, coins, antiques, artwork, and silverware - that have limited coverage. Ensures you have the necessary amount of insurance coverage. Our concern for the security of client information is a priority. Do you own rental and/or vacation property? It’s difficult to remember all you own in your primary residence and even more difficult to list contents in furnished rentals or your vacation home after a loss.Ĭonfidentiality is guaranteed. Remember and prove ownership of items in storage facilities – thefts and floods are not uncommon. During a move, items are all too often misplaced or damaged your home inventory record will provide proof. If business ownership is included, it will help ensure accurate asset value. Separation of assets/divorce will go smoother with this document. 
When creating a prenuptial agreement, establishes value of each person’s assets, giving adult children a sense of security with regard to their inheritance. Part of your estate planning to offer comfort to those who would otherwise have to struggle to create the inventory at a very difficult time. Know the value of all of your contents, to ensure sufficient coverage and identify which items exceed your insurance policy’s limits. Protect your family’s financial stability with a thorough home inventory.Īdditional benefits of a professionally documented home inventory: Everyone works hard to have the financial ability to purchase their personal property however, few of us can afford to not recover the losses that occur due to fires, burglaries, or other catastrophes. If you have an inventory, and a disaster does occur, your initial claim can be quickly submitted within 48 hours. Without a thorough home inventory prepared prior to your loss, it can take up to 12 months to gather the information your adjuster and insurance company need to begin the insurance claims process. Our nationally certified inventory company will provide you with the tools to help you properly recover from a major loss. #Home inventory service professional
We are committed to creating a professional personal property inventory for you to help protect you from that scenario. Don’t let a disaster – and the lack of a household inventory list – hinder your financial future by needing to use your retirement savings or your children’s college funds to purchase items the insurance company could have funded.
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